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Legal Shield Namibia

Legal Shield

legal shield

 

 

 

 

Legal Shield is a short term insurance policy at an affordable premium that covers you and your family for legal costs relating to criminal, civil, labour, matrimonial and administrative matters for up to N$1.75m per family. Single policy option also available.

WHO IS COVERED?

You, your spouse or partner in a recognised customary union or co-habiting partner and a maximum of five (5) dependent children under the age of 21 who form part of the household are covered. Dependent children who study full-time at a recognised educational institution and who are under the age of 25 are included.

WHAT BENEFITS DO I RECEIVE?
Legal expenses relating to criminal, civil, labour, matrimonial and administrative matters are covered up to N$200 000 per insured. Estate Administration, conveyancing and a Free e-mail address are also included. There are various top-up options available to choose from. For more information, contact your nearest branch.

HOW DO I CLAIM?

Submit a claim form within 30 days of the occurence of an event together with all relevant documentation to any Legal Shield office.

ONCE I HAVE CLAIMED, WHAT HAPPENS NEXT?
If required a legal practitioner or labour consultant will be appointed to assist you. Legal Shield will pay the legal fees of the legal practitioner or labour consultant.

WHAT IS THE MONTHLY PREMIUM?

Debit order premium N$181-00 and Salary Stop Order premium is N$174-00.
Top-up cover available at N$18 for every additional N$10 000 cover up to a maximum cover of N$250 000.

ADDITIONAL FREE FUNERAL BENEFIT NOW ADDED!
The Insurer will pay a FREE Funeral Benefit upon the death of the Main Member or his/her registered spouse.  The benefit shall be calculated using the monthly premium multiplied by 100.  In order to qualify for this benefit the policy and all monthly premiums must be up to date for a period of 12 months preceding the death of the Main Member or his/her registered spouse. 

HOSPITAL COVER NOW INCLUDED:
Legal Shield, being at the forefront of legal insurance providing valuable added benefits to its esteemed clients, would proudly like to introduce its latest offering.  For an affordable premium, members can now enjoy the security of legal cover along with an added Hospital Cover. This new benefit will cover you, your spouse and 5 dependent children on condition you and your spouse join while under the age of 55.

THE FOLLOWING TERMS AND CONDITIONS APPLY 
A person must be under the age of 55 in order to qualify for the Hospital Cover.  There currently aren’t any age restrictions applied to Legal Shield. However, should the prospective member wish to take out a Legal Shield policy with the Hospital Cover, he/she must be under the age of 55 in order to qualify for said cover.