Medi Shield PLUS is a short term insurance policy which insures you against the occurrence of specified illnesses for an amount of N$50 000 per illness. A daily cash hospital benefit of N$1 000 (N$500 per child) is included. Top up cover is available to a maximum of N$150 000
WHO IS COVERED?
You, your spouse or partner in a recognised customary union or co-habiting partner and a maximum of five (5) dependent children under the age of 21 who form part of the household are covered. Dependent children who study full-time at a recognized educational institution and who are under the age of 25 are included.
WHAT AM I INSURED AGAINST?
Upon diagnosis of a Serious Heart Attack, Stroke, Cancer, Paraplegia, Kidney Failure, Blindness in both eyes or an Organ Transplant, the insured amount will be paid to you. If hospitalized for 7 days and longer, a daily cash benefits of N$ 1 000 (N$500 per child) will also be paid.
HOW DO I CLAIM?
Submit a claim form to your nearest Legal Shield office with all relevant medical documentation within 30 days of diagnosis with the illness or discharge from hospital.
ONCE I HAVE CLAIMED, WHAT HAPPENS NEXT?
Your claim will be assured and if necessary additional doctor’s reports obtained. Once all information is obtained and the claim is approved, the insured amount will be paid to you.
WHAT IS THE MONTHLY PREMIUM?
Debit order premium N$135-00 and Salary Stop Order premium is N$129-00.
Top-up cover available at N$18 for every additional N$10 000 cover up to a maximum cover of N$150 000.
ADDITIONAL FREE FUNERAL BENEFIT NOW ADDED!
A FREE FUNERAL benefit for the main member is added to all Shield policies. The amount covered is equal to the average premium received during the last 6 months prior to deat, multiplied by 100.